Home Repair 

Critical Home Repair includes both interior and exterior work to address critical health, safety concerns and code violation concerns.

Repairs May Include:

• Roof replacement or repairs, HVAC, plumbing, electrical
• Accessibility Modifications: Grab bars, replace bathroom fixtures
• Insulation, window/door replacement to improve energy efficiency
• Siding, minor landscaping to restore pride of place

What it takes to qualify:

Need

• Substandard living condition
• Safety and/or accessibility issues
• Health issues preventing you from completing repairs on your own.

Willingness to Partner

• Willingness to complete 15 hours of sweat equity which includes 4 hours of education.

Ability to Pay

• There is no program fee for veterans applying for the program
• This is an income-based program. There is a cap for the household’s income.

Click here to learn more about our Credit and Income Standards.

Important Criteria for the Home

• You must have owned and occupied your home for 5 years
• Home cannot be rental property
• Home must be at least 10 years old
• Home does not need mold removal services
• Home must not be at risk of foreclosure
• Must have current homeowners’ insurance
• Mortgage payments must be current

Next Steps

1. Complete the questionnaire at the bottom of this page.
2. Attend an Application Workshop to learn more about the program and how to apply and qualify.
3. After attending a workshop, complete and submit your application and copies of all required documentation.

For more detailed information, please visit our Home Repair webpage.

*Senior veterans age 50 and up are not required to pay back any of the costs.

First Time Homebuyers

Need

• If your rent or housing cost is more than 1/3 of your gross monthly income it is considered cost burdened.
• Substandard or undesirable living conditions
• Overcrowding living conditions

Willingness to Partner

• Willingness to complete 300 hours of sweat equity.
• 50 Hours of Homeowner Education classes related to financial literacy, home maintenance and community involvement.
• 250 Hours of Construction – working to build your home and other families that are also in the program.

Ability to Pay an Affordable Mortgage

• Income must be steady and verifiable for the past three years and expected to continue.
• Income must be within 30-80% of Metro Atlanta’s Area Medium Income (AMI) for their household size, as determined annually by the U.S. Department of Housing and Urban Development (HUD)
  Credit repayment history is a part of the process of determining if our program is right for you.
• Collections and charge-offs must have a repayment plan in place
  Bankruptcies must be discharged or dismissed for at least three years.

Next Steps

• Complete the questionnaire at the bottom of this page.
• Attend an Application Workshop to learn more about our programs and how to apply and qualify.
• After attending a workshop, complete and submit your application and copies of all required documentation.

For more detailed information, please visit our Homeownership webpage.

Homeowner Education 

We offer free financial education, home maintenance and general life skills classes that are offered to all veterans.

For more detailed information, please visit our Homeowner Education Plus webpage.

Veteran Volunteer Groups

Veterans and members of our military understand the meaning of service better than anyone and can play a key role in revitalizing our communities and helping other veterans.

For more detailed information, please visit our Volunteer webpage.